Home Insurance

Home Insurance In Idaho

Your home is your castle. For many families, their home is also their most significant single investment. That makes it all the more vital to ensure that your house is adequately protected with the appropriate home insurance.

Understanding Your Risks

Homeownership comes with its risks. Any number of disasters or events could damage your home, including:

• Forest, home, and electrical fires
• Tornadoes, high winds, hail, and the like
• Burglars
• Gas leaks
• Snow (including collapsed roofs)
• Broken plumbing

Keep in mind that some types of damage, such as floods and earthquakes, are not usually covered by standard homeowners insurance. Instead, you'll need to purchase a separate plan.

It’s vital to ensure that your Idaho home is properly and fully protected. Most lenders will also require you to take out insurance to secure a loan. Not all insurance plans are created equal, and some won't provide as much coverage.

Finding the Right Insurance Provider

At Montoya Insurance Group of Idaho, we pride ourselves on providing top-notch but affordable home insurance. Besides your residence, we can also insure your winter cabin, rental homes, and other properties.

When selecting home insurance, you need to find a plan that suits your needs. While it might be tempting to shop on price alone, other factors should also be considered. That’s why we work closely with each customer to ensure that their plan meets their needs and mitigates risks.

It’s also essential to ensure that you fully understand your insurance plans and what is covered. There is a lot of misinformation out there, and some fail to understand the limitations of their standard homeowner's insurance plan. That’s why the agents at Montoya Insurance Group work hard to educate our clients on their insurance policies.

So if you’re looking for first-rate home insurance in Idaho, contact Montoya Insurance Group today!